b'FORGING TRANSFORMATION. FOSTERING SUSTAINABILITY. In serving our valued customers we are guided by our core values which identify what is truly important to us.Fairness TeamworkWe strive to be fair and equitable in our treatment ofWe promote collaborative development as we work, all customers. learn, and strive for excellence together.Loyalty Employee Development & RecognitionWe are committed to protecting the assets andWe support and value our employees whose ensuring the best interests of NIBTT and will avoidcommitment and drive demonstrate a loyalty to the doing anything to tarnish its reputation and corporateNIBTTs traditions of yesterday and the vision of image. tomorrow.3'