The National Insurance Board
of Trinidad and Tobago

The National Insurance Board of Trinidad and Tobago (NIBTT) pays benefits to persons who register and pay contributions to the National Insurance System.

Over the years significant changes have been made to the National Insurance System. These changes provided -

  1. more generous cash benefits to insured persons and their dependent survivors
  2. increased levels of earnings that are subject to N.I. contributions keep the value of benefits relevant to current levels of earnings; and
  3. marginally increased rates at which contributions are paid on insurable earnings that part of an insured person's earnings that is covered by the National Insurance System, introduction of tougher measures to allow the NIBTT to protect the system against fraudulent claims and other fraudulent activities.

Employed persons who earn $200.00 or more per week must be registered and are required to contribute to the National Insurance System. These contributions allow insured persons to qualify for a range of benefits.

Employed persons earning less than $200.00 per week and who are contributors as at March 3, 2014 and continued in insurable employment on March 4, 2014 will continue to participate in the National Insurance System. Today, we stand proud, adding value to our customers' lives by offering 23 benefits in 7 categories. These benefits are designed to alleviate the economic burdens.

NIS Benefits categories breakdown:

  1. Sickness
  2. Maternity
  3. Grant
  4. Allowance
  5. Special Maternity Grant
  6. Invalidity
  7. Funeral Grant
  8. Retirement

  9. Retirement Pension
  10. Retirement Grant

  11. Employment Injury

  12. Injury Allowance
  13. Medical Expenses
  14. Disablement Grant
  15. Disablement Pension

  16. Employment Injury Death

  17. Widow's Pension
  18. Widower's Pension
  19. Child's Allowance
  20. Dependent Parent Pension
  21. Remarriage Grant

  22. Survivors'

  23. Widow's Pension
  24. Widower's Pension
  25. Remarriage Grant
  26. Child's Allowance
  27. Orphan's Allowance
  28. Dependent Parent Pension

Please view the Benefit Claims Guidelines & Checklist below when completing your claim.